Household Budgets

Create your household budget in minutes. Keep track of what you spend and earn. Helpful charts, graphs, and alerts make budget planning very simple. moneyStrands will track your daily spending and update your budget accordingly so we spare you a chore.
Household Budgets
USE THIS WORKSHEET to get on top of your monthly living costs by projecting expenditures in various categories, and then comparing those projections to what you actually spend. First, enter your estimates in the Projected column. Print this page and keep it. Over the next month, record your expenditures in these categories in a small notebook, then re-enter both sets of numbers in the worksheet. The buttons will calculate the rest of the values for you. You may want to save this file on your own computer or simply bookmark the page to use over successive months.
If you are starting out on your own for the first time, it's important to set up a budget and begin good financial habits. It a may seem so basic and maybe even unnecessary. However, debt and mismanagement of your money can affect your ability to buy a home, take vacations and even alter your retirement plans. Here we'll give you the basics as well as a template for a simple household budget.
Our household budget calculator lets you track exactly where the money goes every month - the first step to cutting back. Before you use this however, it makes sense to spend some time gathering together the pieces of paper you will need, such as pay slips, council tax bills, insurance policies and credit card bills
Understand and estimate your current spending patterns. Track your monthly spending and try to account for every dollar spent. For the next month or two, think very closely about how your money is spent. Every time you buy something, pay a bill, or dispose of any of your money, make a strong mental note of what it is being spent on. Better yet, at the end of each day write down a list of each expenditure and what it was used for on a piece of paper or a spreadsheet. Try to think critically about each dollar spent and whether or not it was a required expense.
This household budget worksheet is similar to our personal monthly budget template, but it is more detailed and has more budget categories. Our monthly budget templates are designed to allow you to compare your budget to your actual spending. Use our family budget planner or personal budget spreadsheet to create a budget for an entire year.