Loan modification means your current lender modifies your mortgage through what is called the note. The note sets the terms of your loan. This does not require good credit or a new closing. This is not refinancing your loan. A loan modification will simply change any or all of the terms of your loan. The terms of your loan are your interest rate, balance of loan, delinquent fees owed, and the term or length of the loan. In the past this was only used when a borrower was delinquent but now we see it being used before someone is delinquent. This is one of the best methods to help people avoid foreclosure. The bank does not want you to lose your home. Loan Modification Solutions saves homes. Just call us and we can help you stay in your home with a new payment that you can afford.
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